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How to prepare Loan Approval Letter PDF

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About Loan Approval Letter PDF

Loan Approval Letter PDF is a formal document that confirms the approval of a loan application by a lending institution. It is a letter of agreement between the lender and the borrower, stating the terms and conditions of the loan approval, such as the amount of the loan, the interest rate, and the repayment terms. The Loan Approval Letter PDF is needed by anyone who has applied for a loan and has been approved by the lender. This includes individuals seeking personal loans, businesses applying for business loans, and other entities or organizations seeking financing. The Loan Approval Letter PDF is an important document because it provides proof of loan approval, which is required in order to obtain the loan funds or take other steps related to the loan process. The document can also be used for reference and record-keeping purposes, as it outlines the terms of the loan agreement and the responsibilities of both the borrower and the lender.

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Instructions and Help about Loan Approval Letter PDF

We at Family received a document with the heading “Loan Approval Letter” on our WhatsApp helpline and were asked to check its authenticity. The letterhead reads, “Pradhan Mantra Audra Jana.” We looked this up with the relevant keywords and found that a Facebook page called “Pradhanmantri Audra Young” has also posted a similar letter with the description, “Government Approval Letter.” The letters mention that a processing fee or legal charge must be paid before the loan amount is handed over. Before we get into the fact-check, let us understand what the PM AUDRA Jana, or EMMY, is. The AUDRA website says that the scheme was launched in 2015 for providing loans of up to Rs 10 lakh to non-corporate, non-farm small/micro enterprises. The loans are given by commercial banks, Ribs, small finance banks, AFIS and NBF Cs. Borrowers may approach any of the authorized lending institutions or can apply online through an official portal. Various people across the country have received these AUDRA loan approval letters addressed to their respective names. We can ascertain if these letters are authentic or by looking at a few clues. The first clues are the letterheads and the watermarks. The designs of the letterheads are different in individual letters. The logos of “EMI Finance” and “Audra Loan”, and the watermarks are not consistent either. Also, a tagline that reads, “True stories of achievement” can be seen under the EMMY logo, which must have been picked up from the success stories page on the official AUDRA website. The signature and name of the issuer of the letters give us our second clue. We see different names in individual letters, but the signature above each of these names is the same. Third clue: approval agencies. Neither “Audra Finance Private Limited” nor “Audra Finance Limited” can be...